Financial Policies

Medicare Patients

We are participating physicians with Medicare.  This means that you will be responsible for the 20% of the approved Medicare fee for covered services, the yearly deductible and full payment of any non-covered services.  Non-covered services include, but are not limited to, complete annual physical examinations and most diagnostic tests performed for screening purposes.

Commercial Insurance

Patients will be asked to present their insurance card to the receptionists for copying upon check-in at the office each time they are seen for medical services.   Please make it a point to bring your insurance card with you each time that you visit our office.  Claims not paid within 45 days by your insurance company will become your responsibility.  You will receive a statement for these services and you will need to contact your insurance company for reimbursement.

For those patients in insurance plans with which we ARE participating providers, all co-payments, deductibles and non-covered services are due at the time of service.  We will file the insurance claim to the insurance company.

If you are insured by a plan where we ARE NOT participating providers, we will require payment in full at the time of service and we will file a claim with your insurance company as a courtesy. 

Please remember that your insurance policy is a contract between YOU and your insurance company.  Any pre-certifications of procedures or testing are your responsibility.  Please let us know in advance if your insurance company requires this.

Payment is due in full at the time of service unless you are covered by Medicare or an insurance company plan with which we participate (please see insurance below). 

We accept cash, check, debit card, Visa, MasterCard, Discover or American Express as methods of payment.

Collections

Please note, if payment is not received from either you or your insurance company within 60 days from the date of service, your account will be considered delinquent and subject to referral to an outside collection agency.

Depending on the insurance plan, we will collect co-payments, deductibles and charges for non-covered services at the time of service. We will then file an insurance claim to your insurance company. If you are insured by a plan with which we do not participate, we will require payment in full at the time of service and we will then file a claim with your insurance company as a courtesy. We accept cash, check, debit card, Visa, MasterCard, Discover or American Express as methods of payment.
Related Content


Related Videos